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Travel and Cancellation Insurance  
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Help with Travel and Cancellation Insurance

All* trip participants are required to obtain Travel Insurance that includes coverage for medical evacuation, repatriation and medical expenses for the duration of their program. Optional Trip Cancellation Insurance is strongly encouraged as our fees are 100% non-refundable and non-transferable. Unexpected life events occur which may cause you to cancel your program and travel plans. A Trip Cancellation policy may be your avenue to recover fees if you cancel for covered reasons.

* The Travel Insurance requirement does not apply to participants on programs within the contiguous USA, but is strongly encouraged.

To Consider:

  • Read the fine print and understand the Plan Details of your individual policy. Travel Insurance options and coverage may be defined by your state or country of residence and/or destination.
  • Your policy should cover the duration of your program itinerary (including contingency days) plus travel days to/from your place of residence.
  • Your policy must include coverage for the activities and gear usage specific to your program (guided mountaineering or trekking, high altitude, use of technical gear, etc. For example, Kilimanjaro and Everest Base Camp are considered "trekking" because no technical equipment is required. If crampons, ice axe, ropes are used then the program is considered "climbing").
  • Some programs may have specific insurance requirements — refer to your Trip Information document.
  • "Cancel For Any Reason" policies are time-sensitive and must be purchased within the provider's defined timeline.

Cost of Insurance: Generate price quotes by accessing the links in the list of providers below. You may choose to purchase a policy directly from the quote, or you can contact the provider's call center and purchase over the phone.

Providers: Below are Travel Insurance providers that may offer a policy to suit your trip. This is not an exhaustive list, you may wish to conduct an online search for other providers that offer similar coverage and meet IMG's requirements.

  1. Global Rescue
    • Evacuation Membership — Evacuation coverage with optional Security Extraction upgrade. Suitable for most Mountaineering and Trekking programs (excludes Antarctica).
    • Signature Travel Insurance — Medical Expense coverage, Trip Cancellation, Trip Interruption and more.
  2. International programs: You must enroll in the Evacuation membership AND purchase the Signature Travel Insurance to meet IMG's requirements for coverage.

  3. Travel Guard
    • Comprehensive Travel/Trip Cancellation Insurance coverage suitable for most Mountaineering and Trekking programs.
    • Plan options vary by state of residence, not available to Non-US residents.
      • Some plans may require an upgrade to receive the proper coverage benefits for your program.
      • Some plans may not provide coverage for mountaineering at elevations above 6000 meters.
  4. Travelex
    • Comprehensive Travel/Trip Cancellation Insurance coverage suitable for most Mountaineering and Trekking programs.
    • Plan options vary by state of residence, not available to Non-US residents.
      • Some plans may require an upgrade to receive the proper coverage benefits for your program.

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