International Mountain Guides Climbing and Mountaineering Expeditions

Travel and Cancellation Insurance

 

 
Travelex International Travel Insurance

Help with Travel and Cancellation Insurance

Policy Change for Mountaineering Coverage

To receive coverage for mountaineering, the Adventurer Plus Pak MUST be purchased. Please note that to receive all benefits available (including other pak upgrades), your policy MUST be purchased within 21 days. For trip specific recommendations on travel insurance please click here »

IMG requires that all*  trip participants purchase Travel Insurance that includes coverage for medical evacuation, repatriation and medical expenses for the duration of their IMG program. Trip Cancellation Insurance is strongly recommended. Trekking and mountaineering programs are true "adventure travel." As such, each program requires long lead-times — for us as a guide service and for you as a participant — in order to properly plan and prepare. Unexpected life events occur. Your travel plans might change due to illness while you are abroad or because of a family emergency even before you leave home. Our recommendation is that you protect your investment and welfare against these unexpected circumstances so you and your loved ones can prepare for your upcoming adventure with more peace of mind.

We recognize that deciding on the right insurance policy can become confusing and even trying. We've created this page to assist you in understanding the basics of this type of insurance and our suggestions for you. As our expertise lies in helping you to the top of mountains — not in the nuances of insurance policies — we strongly recommend that you address specific questions with your insurance agent and take time to thoroughly understand any policy you purchase.

* The insurance requirement does not apply to IMG customers on programs within the continental USA, but is strongly encouraged.

Trip-Specific Recommendations

Click on the headings below to view details on insuring your specific type of trip (click again on the heading to contract/hide the text for that section):

Mountaineering Climbs and Expeditions (not Mt. Rainier)  [+/-]

Travel Select with the Adventurer Plus Pak upgrade:

  • Receive all the base plan benefits including coverage for Mountaineering (an exclusion without the Adventurer Plus Pak). The Adventurer Plus Pak also features a generous rental allowance in case of lost, stolen or damaged sporting equipment.
  • Base plan benefits include medical evacuation/repatriation coverage of up to $500,000. Recommended especially for Vinson Massif and all Himalayan customers for their required evacuation insurance policy.
  • By using IMG's location code (47-0050), trip cancellation includes coverage of up to $50,000 and trip interruption of up to $75,000. This coverage is essential for our Mt. Everest and Vinson Massif customers.
  • Recommended Upgrades:
    • Adventurer Plus Pak
      This Pak is required to receive medical and evacuation coverage for mountaineering and a rental allowance in the event your gear is lost.
    • Professional Pak — optional
      Might have an important case or business project that requires you cancel? This Pak is for you. To receive this benefit, your policy and Pak must be purchased within 21 days of initial trip payment.

Mt. Rainier Climbs and Training  [+/-]

Travel Select with the Adventurer Plus Pak upgrade:

  • Receive all the base plan benefits including coverage for Mountaineering (an exclusion without the Adventurer Plus Pak). The Adventurer Plus Pak also features a generous rental allowance in case of lost, stolen or damaged sporting equipment.
  • Recommended Upgrades:
    • Adventurer Plus Pak
      This Pak is required to receive medical and evacuation coverage for mountaineering and a rental allowance in the event your gear is lost.
    • Professional Pak — optional
      Might have an important case or business project that requires you cancel? This Pak is for you. To receive this benefit, your policy and Pak must be purchased within 21 days of initial trip payment.

Trekking (Kilimanjaro, Machu Picchu & Himalayan Treks)  [+/-]

Travel Select:

  • Pre-existing medical conditions are eligible for coverage when purchasing your plan within 21 days of initial trip payment.
  • Trip cancellation coverage of 100% of trip cost, up to $50,000. Trip interruption coverage of 150% of trip cost, up to $75,000.
  • Medical evacuation/repatriation coverage of up to $500,000.
  • Recommended Upgrades:
    • Professional Pak — optional
      Might have an important case or business project that requires you cancel? This Pak is for you. To receive this benefit, your policy and Pak must be purchased within 21 days of initial trip payment.

Additional Remarks

Contacting Travelex by phone? When speaking with a Travelex representative by phone, please note that IMG's location number is #47-0050 for better customer service, increased coverage and other exclusive policy benefits. Travelex Call Center: 800-228-9792

Pre-existing medical conditions? If you purchase your policy within 21 days of initial trip payment for your IMG Program, certain pre-existing medical conditions are eligible for coverage.

Haven't purchased your airfare yet? No problem. Purchase your plan within 21 days of your initial trip payment. Then once you have your airfare, give Travelex a call to add more coverage for the cost of your airfare.

Not sure you purchased the right plan? Don't worry. You have a 10 day review period to look things over and receive a refund of the policy premium less the processing fee if not fully satisfied.

Please be sure to review the plan details for more information. This web page is a partial description of benefits. Per Travelex, your individual policy will govern the final interpretation of any provision or claim.

International Mountain Guides
Why Travel Insurance?

Because we understand the level of commitment and dedication you expend to climb each mountain, IMG recommends that every climber protect their investment by purchasing Trip Cancellation Insurance. Travel Insurance that includes medical evacuation, repatriation and medical expenses is required for all IMG programs outside of the continental USA.

For those unexpected family emergencies or an injury that might prevent you from leaving home, your Trip Cancellation policy will have you covered. Travel Insurance helps you with problems you may encounter while abroad — ranging from lost luggage to medical evacuation due to illness. For those reasons, please consider insuring the full price of your program including any non-refundable transportation costs through Travelex.

I want to let you know that I am grateful that I got my money's worth. I worked so hard to be able to afford the trip and it was worth every cent...
~Gary G.
I was very impressed with how everything was so well organized. It seemed like every little detail was covered. IMG is way better than the others. Way better! You guys are the best in the business...
~Jim P.
Travelex International Travel Insurance
 
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