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Travel and Cancellation Insurance  
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Travel and Cancellation Insurance

IMG requires that all* trip participants purchase Travel Insurance that includes coverage for medical evacuation, repatriation and medical expenses for the duration of their IMG program. Trip Cancellation Insurance is strongly recommended, as our fees are 100% non-refundable and non-transferable. Trekking and mountaineering programs are true "adventure travel." As such, each program requires long lead-times — for us as a guide service and for you as a participant — in order to properly plan and prepare. Unexpected life events occur. Your travel plans might change due to illness while you are abroad or because of a family emergency even before you leave home. Our recommendation is that you protect your investment and welfare against these unexpected circumstances so you and your loved ones can prepare for your upcoming adventure with more peace of mind.

We recognize that deciding on the right insurance policy can become confusing and even trying. We've created this page to assist you in understanding the basics of this type of insurance and our suggestions for you. As our expertise lies in helping you to the top of mountains — not in the nuances of insurance policies — we strongly recommend that you address specific questions with your insurance agent and take time to thoroughly understand any policy you purchase.

*The insurance requirement does not apply to IMG customers on programs within the continental USA, but is strongly encouraged.

Please review the following options based on Program Cost and/or Residence, and click on links provided for trip-specific recommendations and a quote link.

Program Cost over $50,000 and live anywhere in the world

  1. Trip Assure — offers 2 policies that will work for all of our customers:
    • Adventure— Includes specific reasons for cancellation
    • Adventure Plus — Includes Cancel for Any Reason (Must be purchased within 15 days of registration)

Program Cost under $50,000 and live anywhere in the world

  1. Trip Assure — offers 2 policies that will work for all of our customers:
    • Adventure— Includes specific reasons for cancellation
    • Adventure Plus — Includes Cancel for Any Reason (Must be purchased within 15 days of registration)

If you're a US Resident (excluding WA and MT)

  1. Trip Assure — offers 2 policies that will work for all of our customers:
    • Adventure— Includes specific reasons for cancellation
    • Adventure Plus — Includes Cancel for Any Reason (Must be purchased within 15 days of registration)
  2. Travel Guard — My Travel Guard with Adventure Sports Coverage upgrade (not available to WA, MT or Non-US residents.)
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