Ripcord Comprehensive Travel Insurance
IMG requires that all* trip participants purchase Travel Insurance that includes coverage for medical evacuation, repatriation and medical expenses for the duration of their IMG program. Trip Cancellation Insurance is strongly recommended, as our fees are 100% non-refundable and non-transferable. Trekking and mountaineering programs are true "adventure travel." As such, each program requires long lead-times for us as a guide service and for you as a participant in order to properly plan and prepare. Unexpected life events occur. Your travel plans might change due to illness while you are abroad or because of a family emergency even before you leave home. Our recommendation is that you protect your investment and welfare against these unexpected circumstances so you and your loved ones can prepare for your upcoming adventure with more peace of mind.
We recognize that deciding on the right insurance policy can become confusing and even trying. We've created this page to assist you in understanding the basics of this type of insurance and our suggestions for you. As our expertise lies in helping you to the top of mountains not in the nuances of insurance policies we strongly recommend that you address specific questions with your insurance agent and take the time to thoroughly understand any policy you purchase.
*The insurance requirement does not apply to IMG customers on programs within the continental USA, but is strongly encouraged.
Ripcord Rescue Travel Insurance
Comprehensive Travel Insurance combines medical, evacuation and rescue from point of injury or illness with travel insurance for mountaineers that works for all of our customers:
- Includes Adventure Sports coverage for mountaineering.
- Cancel for any reason upgrade available if purchased within 14 days of registration.
- Includes evacuation to home hospital of choice from point of injury or illness.
To get a quote, just complete the "Purchase Ripcord Form" and a quote will be presented.
Pre-existing medical conditions are eligible for coverage when purchasing your plan within 14 days of initial trip payment.
Trip cancellation coverage of 100% of trip cost, up to $150,000. Trip interruption coverage of 150% of trip cost, up to $150,000.
Medical evacuation/repatriation coverage of up to $750,000.
Note on coverage dates: IMG recommends that your Travel Insurance policy covers the duration of your IMG program itinerary (including contingency days) plus travel days to/from your home.
Contacting Ripcord by phone? When speaking with a Ripcord representative by phone, please note that you are an IMG customer. Call Center: 415-481-0600.
Pre-existing medical conditions? If you purchase your policy within 14 days of initial trip payment for your IMG Program, certain pre-existing medical conditions may be eligible for coverage.
Haven't purchased your airfare yet? No problem. Purchase your plan within 14 days of your initial trip payment. Then once you have your airfare, give Ripcord a call to add more coverage for the cost of your airfare.
Not sure you purchased the right plan? Don't worry. You have a 10-day review period to look things over and receive a refund of the policy premium if not fully satisfied.
Please be sure to review the plan details for more information. This web page is a partial description of benefits. Per Ripcord, your individual policy will govern the final interpretation of any provision or claim.