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Travel Guard Travel and Cancellation Insurance

ATTENTION Washington State and Non-US Residents

Please be advised that Travel Guard does not offer a policy for your region, we recommend you select a policy from Trip Assure »

IMG requires that all* trip participants purchase Travel Insurance that includes coverage for medical evacuation, repatriation and medical expenses for the duration of their IMG program. Trip Cancellation Insurance is strongly recommended. Trekking and mountaineering programs are true "adventure travel." As such, each program requires long lead-times — for us as a guide service and for you as a participant — in order to properly plan and prepare. Unexpected life events occur. Your travel plans might change due to illness while you are abroad or because of a family emergency even before you leave home. Our recommendation is that you protect your investment and welfare against these unexpected circumstances so you and your loved ones can prepare for your upcoming adventure with more peace of mind.

We recognize that deciding on the right insurance policy can become confusing and even trying. We've created this page to assist you in understanding the basics of this type of insurance and our suggestions for you. As our expertise lies in helping you to the top of mountains — not in the nuances of insurance policies — we strongly recommend that you address specific questions with your insurance agent and take time to thoroughly understand any policy you purchase.

* The insurance requirement does not apply to IMG customers on programs within the continental USA, but is strongly encouraged.

Trip-Specific Recommendations

Click on the headings below to view details on insuring your specific type of trip (click again on the heading to contract/hide the text for that section):

Mountaineering Climbs and Expeditions (not Mt. Rainier)

Travel Guard Plus:

  • Receive all the base plan benefits including coverage for Mountaineering
  • Pre-Existing Medical Conditions Exclusion Waiver (Limitations apply)
    • Policy must be purchased within 21 days of initial trip payment. Please refer to DOC for full details and limitations.
  • Base plan benefits include medical evacuation/repatriation coverage of up to $1,000,000.
  • By using IMG's account ID #148218, trip cancellation includes coverage of up to $100,000 and trip interruption of up to $150,000.

  • Optional Upgrades:
    • Cancel for Any Reason
      Any chance of needing to cancel for another reason not covered by your base policy? This upgrade is for you.
      • To receive this upgrade benefit, your policy and upgrade must be purchased within 21 days of initial trip payment. You must insure the full cost of all nonrefundable prepaid trip expenses. Please refer to DOC for full details.

Mt. Rainier Climbs and Training

Travel Guard Plus:

  • Receive all the base plan benefits including coverage for Mountaineering
  • Pre-Existing Medical Conditions Exclusion Waiver (Limitations apply)
    • Policy must be purchased within 21 days of initial trip payment. Please refer to DOC for full details and limitations.

  • Optional Upgrades:
    • Cancel for Any Reason
      Any chance of needing to cancel for another reason not covered by your base policy? This upgrade is for you.
      • To receive this upgrade benefit, your policy and upgrade must be purchased within 21 days of initial trip payment. You must insure the full cost of all nonrefundable prepaid trip expenses. Please refer to DOC for full details.

ATTENTION Washington and and Non-US Residents

Please be advised that Travel Guard does not offer a policy for your region, we recommend you select a policy from Trip Assure »

Trekking (Kilimanjaro, Machu Picchu & Himalayan Treks)

Travel Guard Plus:

  • Trip cancellation coverage of 100% of trip cost, up to $100,000. Trip interruption coverage of 150% of trip cost, up to $150,000.
  • Medical evacuation/repatriation coverage of up to $1,000,000.
  • Pre-Existing Medical Conditions Exclusion Waiver (Limitations apply)
    • Policy must be purchased within 21 days of initial trip payment. Please refer to DOC for full details and limitations.

  • Optional Upgrades:
    • Cancel for Any Reason
      Any chance of needing to cancel for another reason not covered by your base policy? This upgrade is for you.
      • To receive this upgrade benefit, your policy and upgrade must be purchased within 21 days of initial trip payment. You must insure the full cost of all nonrefundable prepaid trip expenses. Please refer to DOC for full details.

Additional Remarks

Contacting Travel Guard by phone? When speaking with a Travel Guard representative by phone, please note IMG's account ID #148218. Travel Guard Call Center: 800-826-1300

Haven't purchased your airfare yet? No problem. Purchase your plan within 21 days of your initial trip payment. Then once you have your airfare, give Travel Guard a call to add more coverage for the cost of your airfare.

Not sure you purchased the right plan? Don't worry. You have a 15-day review period to look things over. If you are not fully satisfied, you may cancel your policy and Travel Guard will refund your premium paid.

Please be sure to review the plan details for more information. This web page is a partial description of benefits. Per Travel Guard, your individual policy will govern the final interpretation of any provision or claim.

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